Acing your life insurance medical exam

Acing your life insurance medical exam

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Do it bright and early.

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Since you’ll need to fast for 12 hours beforehand, minimize your breakfast cravings by scheduling the exam in the early morning. Getting a full night’s sleep can also help you get the best blood pressure reading.

Eat clean.

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For the best blood pressure and cholesterol results, lay off the double cheeseburgers and other high-cholesterol, fatty, or salty foods for at least 24 hours.

No smoking, no drinking.

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This probably goes without saying, but cut out alcohol, caffeine, and cigarettes for at least 8 hours beforehand.

Take it easy.

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Consider this your free pass on Workout Wednesday – avoid exercise for a day or so, and try to relax right before the exam.

Stay hydrated.

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Drinking plenty of water makes it easier to give blood and urine samples.

Attention, ladies.

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Avoid scheduling the exam during your period, since it can contaminate your urine sample.

Come prepared.

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Bring your photo ID and a list of any medications you take, and wear short-sleeves or clothing with easy access for the blood pressure cuff.


What To Expect

  • A medical professional will come to your home, office, or another spot you choose for the exam.
  • No co-pays here – all services are free of charge to you.
  • The exam takes about 30 minutes and includes measuring height and weight, taking your blood pressure, collecting blood and urine samples, and asking health questions.
  • Your examiner will go over the specifics beforehand, including any other tests you might need.

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